SPEAKER CABLE: Terminate … or not?

I'm thinking of getting some semi-decent speaker cable which can be routed easily - thinking one of the QED cables or similar. Anyway, getting these terminated with bananas (especially the Airlock type) pretty much doubles the price - so I wondered whether it's such a bad thing to simply wire the bare wire to the speakers. I've done this before but don't remember whether it's a good or bad thing, so would welcome comments as I could get a much better grade of wire if I buy it unterminated

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